Financial Welfare

Worried about money? You’re not alone. We’re here to help you understand your options and get support with budgeting, hardship, funding, and more. See the resources and information below for some valuable guidance on all things ‘financial welfare’ related and feel free to reach out to talk through any specific concerns you may be facing. All advice is free, confidential, and non-judgemental. 

 

Independent Advice Student Money Guides 

We understand that financial wellbeing is incredibly important, and we have developed a series of expert guides designed to help students tackle common financial challenges. You can find these linked below: 

• Budgeting and Planning Mini Guide: A practical guide for university students to manage finances, track expenses, set savings goals, and plan for financial stability during your studies. 

• Money and Mental Wellbeing Mini Guide: Tips for managing financial stress, avoiding burnout, and building a healthy relationship with money while at university. 

• On a Budget: Clothing and Fashion: Smart shopping tips for staying stylish on a student budget without overspending. 

• On a Budget: Eating Well: Affordable, healthy meal planning and cooking tips for university students to eat well without breaking the bank. 

With these helpful resources, we aim to empower students to take control of their financial futures and make smarter, more confident decisions. 

Budgeting and Money Management 

As a student, budgeting and managing your money should be a priority, so that you stay aware of your finances, reduce your financial stress, build healthy habits, and are prepared for any emergency or circumstance which may arise. 

See our Budgeting and Planning Guide for all our best tips, tricks and information on budgeting and managing your money. To accompany this guide, we have also created a Monthly Budget Printable Tracker to help you to start to do your own budget tracking. 

There are also so many helpful resources out there which are tailor-made to help students to spend less, budget more, and build healthy money habits. These are just a few of our favourites: 

• Blackbullion - Budgeting Tool (App) 

• Moneyhelper – Budgeting Page 

• Save the Student – Student Budgeting Page 

• Money Wellness – Income and Budgeting Page 

Financial Hardship 

If you are facing serious financial hardship, BPP Students’ Association has a Crisis Fund which is a limited source of financial support for students who require short-term emergency support for food costs. You can find out more by visiting the Crisis Fund page on the Students’ Association Website. 

Before you apply for the Crisis Fund, we highly encourage you to read the Crisis Fund User's Guide . This useful resource will walk you through each step of the process and help you create a strong, thorough application. We're here to support you every step of the way! 

Additional support for financial hardship can be found from many places. Below are the links to some helpful resources you may consider if facing financial difficulty: 

• Find a Foodbank 

• Turn 2 Us – Tool for finding alternative grants 

• Citizens Advice – Debt and Money page 

• Gov UK – Financial hardship as a result of student finance entitlement reduction 

• Moneyhelper – Where can I get emergency help with money and food? 

Scams & Financial Crime 

Action Fraud is the UK’s national reporting centre for fraud and cyber crime where you should report fraud if you have been scammed, defrauded or experienced cyber crime. 

If you require support if you are the victim of a crime, you can access support through BPP (see our Get Help Now page), or through organisations such as Victim Support, an independent charity dedicated to supporting victims of crime.